SimpleRMD

SimpleRMD

The simple way to calculate, track, and stay on top of your required minimum distributions.

Finance

About

SimpleRMD is a calculation and tracking tool for Required Minimum Distributions — the annual withdrawals the IRS requires from IRAs, 401(k)s, and other tax-deferred retirement accounts starting at age 73. Missing an RMD triggers a 25% IRS penalty on whatever should have been withdrawn.

The free calculator handles standard RMDs and inherited-IRA scenarios under current SECURE Act and T.D. 10001 (July 2024) rules. No signup required.

The $99/year tier saves your accounts, tracks multiple IRAs in one dashboard, sends deadline reminders, and generates CPA-ready PDF reports.

Built by a self-managing IRA holder with 15+ years of personally administering inherited-IRA RMDs across three rule-change cycles. SimpleRMD is a calculation and tracking tool — not a financial advisory service.

PricingFreemium
LaunchedAug 24, 2026

Publisher

Joined May 20261 launch

Comments

1
  • user-vppau4
    user-vppau4Maker· 23d ago

    Hey 👋 — I'm Trigg, the founder. I built SimpleRMD to save time, frustration and money handling annual RMDs - feedback welcome.

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